Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International. Discover Card is the third largest credit card brand in the United States, when measured by cards in force, with nearly 50 million cardholders. Discover is currently headquartered in the Chicago suburb of Riverwoods, Illinois.
In the event of any dispute or disputes arising out of the operation of this Agreement, such dispute or disputes shall be referred by either party to the President of the Industrial Arbitration Court who may select a referee from the panel of referees appointed under section 43 of the Industrial Relations Act, to hear and determine the dispute or disputes. -DINERS CLUB (SINGAPORE) EMPLOYEES’ AGREEMENT 2016